A drawn - out seizure in the credit markets would harm the banks ' growth prospects : although overall loan - to - deposit ratios for greek banks are relatively low , their dependence on wholesale funding has increased over the past couple of years 在信贷市场很高的扣押将不利于银行的增长前景:虽然整体贷存比率在希腊银行中是比较低的,它们在过去数年对大量资金依赖增加了。